Musings

An assorted collection of thoughts on business, finance, and life. Browse by tags.

16 Sep 2026

Thoughts on MDR for UPI transactions

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The proposed MDR structure doesn’t really...
14 Sep 2026

In finance, boring is usually better

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The fancier a financial product looks, the bigger the catch usually is...
12 Sep 2026

Rainmatter Originals - The story of Hasiru Dala Innovations and Carbon Masters

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What happened with CrowdStrike is utterly terrifying...
11 Sep 2026

The role NSE played in Zerodha’s early days

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We are around only because of the NSE...
10 Sep 2026

Is AI making us less intelligent?

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It feels like we are accelerating towards it...
09 Sep 2026

Introducing Trading from Chart (TFC) on Kite app

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One of the most requested features...
08 Sep 2026

Introducing 4th Cross Labs, our open-source hacker collective

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JP Nagar is the official FOSS capital of India...
07 Sep 2026

The Back Office conversation with Karthik

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This was back when we were...
05 Sep 2026

Happy 40th, Nikhil

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I can’t believe he’s 40...
03 Sep 2026

The first time we appeared in the press

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When this story came out...
02 Sep 2026
01 Sep 2026

Account maintenance charges at Zerodha

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0% of our customers don't pay any AMC...
26 Aug 2026

16 years of Zerodha

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A letter to all our customers...
24 Aug 2026

Health insurance checklist for parents

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It covers the key things to look...
23 Aug 2026

Intermission by The Ken - Story of ITC

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The fact that ITC started diversifying away from its main tobacco business into hotels and other businesses after...
21 Aug 2026

Answering questions about Zerodha’s approach to F&O and MTF

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These are questions I get asked often...
20 Aug 2026

What will the future of investing and trading look like?

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We don't know exactly what we are looking for...
18 Aug 2026
17 Aug 2026

The Back Office with Venu Madhav

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Him running pretty much all of our...
14 Aug 2026

AI is no longer a differentiator

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Makes my eyes roll...