I keep getting asked why are we valuing ourselves at just $2 Billion currently when smaller players are raising money at far higher valuations...

Here is a detailed post by Dr K that draws parallels between AI and Rumali roti...

I keep getting asked how we use AI/ML/Blockchain at Zerodha...

The moat banks have today is that it is very very tough to become a bank. Yeah, you can be a Small Finance Bank, Payments Bank, Neo Bank, but you can never compete with a full-fledged bank due to all the restrictions...

App permissions Zerodha apps ask for...

Buying stocks by borrowing at ~15% & risk of being liquidated in drawdowns, is probably the worst financial product for retail investors...

If financial services businesses are allowed to mis-sell greed & easy + guaranteed returns from risky financial products, it not only harms consumers but it creates a systemic risk...

If you are investing in new-age businesses that aren't profitable yet & carry large risks, here are right questions to ask...

We think an IPO is the beginning & not the end. As soon as you have lakhs of conservative retail investors on your cap table, the obligations go up...

From Feb 2022, the T+1 settlement cycle will be introduced in a phased manner in the Indian markets...

Your odds of getting lucky in a connected world like ours dramatically go up when you have people genuinely wishing you well...

To trade well, you need to trade less—both no of trades & capital...

When you're candid in interviews, you run the risk of being quoted out of context with misleading headlines...

Every time there is a corporate action like a stock split retail investors tend to buy the stock wrongly thinking that the stock has become cheaper...

Unlike the previous bull runs, most of the new investors starting especially because of IPOs this time are under 30 years. The good thing is that they are younger and have less to invest...

When you are regulated, everything is normally black & white. People keep asking me why don't we offer crypto...

If startups IPO, & create wealth for Indian retail investors in long run, that will be beautiful. For this, I guess the growth has to be sustainable...

Extreme events in one direction increase the odds of extreme events in the other...

I keep hearing often that algo traders are super profitable, which by the way isn’t true...

Risks and regulations governing algo trading platforms...