<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>zero1byzerodha on Nithin Kamath's personal homepage</title><link>https://nithinkamath.me/tags/zero1byzerodha/</link><description>Recent content in zero1byzerodha on Nithin Kamath's personal homepage</description><generator>Hugo -- gohugo.io</generator><language>en-us</language><lastBuildDate>Sat, 09 May 2026 00:00:00 +0000</lastBuildDate><atom:link href="https://nithinkamath.me/tags/zero1byzerodha/index.xml" rel="self" type="application/rss+xml"/><item><title>Personal finance lessons people still ignore</title><link>https://nithinkamath.me/blog/personal-finance-lessons-people-still-ignore/</link><pubDate>Sat, 09 May 2026 00:00:00 +0000</pubDate><guid>https://nithinkamath.me/blog/personal-finance-lessons-people-still-ignore/</guid><description>When it comes to personal finance, people somehow keep making the same mistakes over and over again. There’s very little creativity in the mistakes people make.
Take investing. Pretty much every influencer, every serious finance writer, and the financial media have been screaming for years: don’t mix insurance with investments. ULIPs are usually a bad idea. Endowment policies are usually a bad idea.
And yet, ULIP sales continue to grow and endowment plans continue to be sold.</description></item></channel></rss>